Research

Evidence Behind the Product

DePesa product decisions are grounded in observed market behavior: KES value pressure, mobile-first contribution flows, and the operational demands of treasurers managing bank, M-Pesa, and SACCO channels.

Product Strategy Update

Secondary Products in Development

We are also building payout orchestration infrastructure (code: Payout Reliability Platform) for business disbursements (riders, agents, beneficiaries). See product strategy docs for details.

Central Bank of Kenya

CBK Foreign Exchange Rates

Supports KES depreciation framing used in DePesa value-protection messaging.

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M-Changa

M-Changa USSD Fundraising Workflows

Shows widespread mobile-first contribution and treasurer operations behavior.

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Chumz

Chumz Group Savings Features

Confirms user demand for transparent group activity and withdrawal approvals.

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Kwara

Kwara SACCO Core Banking Positioning

Validates SACCO channel importance for regulated group finance operations.

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WebSacco

WebSacco Digital SACCO System

Highlights ongoing digitization of SACCO savings, lending, and reporting workflows.

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